Who This Is For
You Want The Tradeline. You Do Not Want The Phone Calls.
A lot of the business credit category is funded by lending referrals rather than by subscriptions. The platform is free or cheap, you connect a bank account and pull your bureau data, and what the platform is actually building is a qualified lead it can route to a panel of lenders. The Better Business Bureau categorises the largest of them as a loan broker rather than a credit service, which tells you where the revenue is.
None of that is hidden and none of it is unlawful. But it explains why so many of these products want your bank connection, your revenue figures and your funding timeline before they will show you a score — and why the calls start afterwards.
What To Know Before You Start
- We do not have a lender panel. There is nobody for us to route you to, which is the only durable version of this promise — a company that has the relationships can always change its mind about using them.
- We do not ask for a bank connection. Nothing we do needs one, so we do not collect it.
- What we hold is what a bureau needs to match a tradeline to your entity: legal name, formation state, EIN, principal address, an authorised signer. It is used to prepare your submission and for nothing else.
- The honest trade: because we are not paid by lenders, you pay us instead. Free platforms in this category are free because you are the product. Ours costs $49 a month and that is the entire relationship.
- If you ARE actively looking for capital, a marketplace may genuinely serve you better, and we would rather say so than pretend otherwise. This page is for the businesses who want the file built and the phone quiet.
Where to start
From $49 a month. No setup fee, no minimum term, no credit check, and we never hold your money.