
Disputes
Something We Reported Is Wrong.
Tell us and we will investigate. You do not need an account with us to use this form — if a tradeline has attached to your business and should not have, you are exactly the person this is for.
What happens next
- We investigate within thirty days. That is the window the Fair Credit Reporting Act allows a furnisher, and it is the date we hold ourselves to.
- If we were wrong, we fix it. We correct or delete the information and notify every bureau we sent it to.
- If we were right, we say so plainly and explain what we checked, rather than closing it silently.
- You can also dispute directly with the bureau holding the record. Doing both is fine and neither affects the other.