Skip to content

Disputes

Something We Reported Is Wrong.

Tell us and we will investigate. You do not need an account with us to use this form — if a tradeline has attached to your business and should not have, you are exactly the person this is for.

What happens next

  • We investigate within thirty days. That is the window the Fair Credit Reporting Act allows a furnisher, and it is the date we hold ourselves to.
  • If we were wrong, we fix it. We correct or delete the information and notify every bureau we sent it to.
  • If we were right, we say so plainly and explain what we checked, rather than closing it silently.
  • You can also dispute directly with the bureau holding the record. Doing both is fine and neither affects the other.

Where we send the outcome.

Optional, but it helps us find the record.

What the record says, and what it should say. Detail helps — we investigate what you tell us.