About
A Business Is Invisible To Credit Until Something Reports On It.
That is the whole problem we exist for, and the whole product is the answer to it.
What We Actually Do
We open a commercial account in your business’s name at a set reported limit, and every month we report the on-time payment on it to the business credit bureaus. That is the entire product. It starts at $49 a month, there is no credit check and no personal guarantee, and you can cancel any month in one step.
A commercial credit file is built from things that report. Most young businesses have nothing reporting at all — not because they have done anything wrong, but because the accounts that would normally do it are in the owner’s personal name or do not exist yet. A scoring model cannot weigh what it cannot see.
How We Are Paid, And Why It Matters
By you, and only by you. We have no lender panel, we do not ask for a bank connection, and nothing you give us is sold onward.
That is worth stating because much of this category works the other way: the platform is free or cheap, and the revenue comes from routing you to lenders who pay for the introduction. It is a legitimate business and for some companies it is the right one. It is simply not what this is, and the difference shows up in what we ask you for.
What We Will Not Tell You
We will not promise this raises a business credit score. Commercial scoring weighs a whole file and a new tradeline is one input among many; anyone quoting you a number is guessing. What we can tell you is the mechanical part: the account exists, and the payment on it gets reported.
We will not tell you it is fast. Reporting runs monthly and the bureaus process on their own schedule — allow up to two months before anything appears. Nobody in this category can shorten that.
And we will not show you testimonials, ratings or customer counts, because we do not have any yet. We are new. Every competitor page on this site says where they are better than us, and being established is one of the places.
What We Are Not
Develop Credit LLC is a financial technology company. It is not a bank, a credit union or a depository institution; it does not offer deposit accounts, issue payment cards or take deposits, and it never holds customer funds. The reported limit on an account is the limit shown on that account — it is not money that can be spent or borrowed against, and it is not an extension of credit.
For personal credit rather than business credit, that is a different product on a different site: Feodis.
See Whether It Fits
Eight questions, an instant answer, and no email required — including when the answer is that something cheaper than us is the better move.