Starting at $19/month · Less than half of typical platforms
Business credit, built the right way.
Develop Credit gives your business its own credit identity — tracked clearly, explained in plain language, and built deliberately, separate from your personal score.
How it works
See where your business credit actually stands
Track your business credit profile in one place — no more guessing which bureau matters or digging through reports that assume you already know the jargon.
Understand exactly what's helping or hurting it
Plain-language breakdowns of what's building your score and what's holding it back — payment history, trade lines, utilization, and public records — explained the way a person would explain it to you.
Follow a guided path to real, fundable credit
A step-by-step plan to build a business credit profile that stands on its own — separate from your personal credit, and strong enough to qualify for financing in your business's name.
Coming to your dashboard
Your standing across the bureaus that actually matter.
Business credit isn't one number — it's three different files, each checked by different vendors and lenders. We're building tracking across all of them into one dashboard.
Dun & Bradstreet
Home of the PAYDEX score — the one most vendors and suppliers check first.
Experian Business
Powers the Intelliscore Plus rating many lenders use for financing decisions.
Equifax Business
Tracks payment trends and public records tied to your business's EIN.
A preview of what's coming
Your score, broken down into what actually matters.
No more staring at a number with no context. See exactly which factors are pulling your score up, which ones are holding it back, and what to do about each one.
Acme Widgets LLC
712
Why business credit is its own thing
Protect your personal credit
Every business expense on a personal card or personal guarantee is a risk to your own score. A real business credit profile lets your business borrow as itself.
Unlock financing you can't get otherwise
Vendors, lenders, and leasing companies check business credit before they'll extend terms — a thin or nonexistent file quietly closes doors you don't even see.
Look like the business you actually are
A real, documented credit history signals stability to suppliers, landlords, and partners — not just lenders.
Simple pricing, well below the big platforms
No bloated enterprise tier, no bait-and-switch free plan that paywalls the parts that matter. Pick the level of support your business needs.
Track
See where you stand
$19/mo
- ✓Business credit score tracking
- ✓Plain-language score breakdown
- ✓Monthly report refresh
- ✓Email alerts on major changes
Build
Actively build your file
$29/mo
- ✓Everything in Track
- ✓Guided credit-building path
- ✓Credit builder loan eligibility
- ✓Trade line recommendations
Grow
Scale toward financing
$44/mo
- ✓Everything in Build
- ✓Financing-readiness review
- ✓Multiple business profiles
- ✓Priority support
All plans start with a free trial. Cancel anytime, no long-term contract.
Coming soon
A business credit builder loan, at 0% interest.
Modeled on the secured credit-builder loans that have helped build strong credit files for years: your loan proceeds are held in an FDIC-insured account through our banking partner until the loan is repaid, so there's nothing to qualify for beyond opening the account. Every on-time payment gets reported as a business tradeline — and 100% of what you pay in becomes savings you keep, with no interest charged.
$5,000
credit built
from $100/mo
25 or 50 months terms
$10,000
credit built
from $200/mo
25 or 50 months terms
$25,000
credit built
from $500/mo
25 or 50 months terms
Illustrative tiers — final terms depend on underwriting through our banking partner and are subject to change before launch.
How we stack up
Most business credit platforms charge more and paywall the features that actually help you build credit.
Built by the team behind Feodis
Same plain-language approach, applied to your business.
Develop Credit is built by the same team behind Feodis, a free personal credit tracker built around the same idea: show people exactly what's happening with their credit, in language that doesn't require a finance degree to understand.
Questions people actually ask
How much does Develop Credit cost?+
Plans start at $19/month — Track $19, Build $29, Grow $44 — all well below what the larger business credit platforms charge. Every plan starts with a free trial and you can cancel anytime, no long-term contract.
What's the credit builder loan?+
A secured loan option we're bringing to Develop Credit: your payments are held in an FDIC-insured account through our banking partner rather than disbursed upfront, so there's no credit check to qualify. On-time payments get reported as a business tradeline, and you keep 100% of what you paid in — at 0% interest — once the loan is repaid.
Will checking my business credit hurt my score?+
No. Develop Credit is built around soft-pull checks, which don't affect your credit score the way a hard inquiry from a lender application would.
How is business credit different from my personal credit score?+
Your personal credit score is tied to your Social Security number. Business credit is tied to your business's EIN and its own history — separate from you personally, and visible to vendors and lenders evaluating your business specifically.
Do I need an LLC or corporation to use this?+
Having a formal entity (LLC, S-Corp, C-Corp, etc.) helps you build a business credit profile that's cleanly separated from your personal credit, but you can create an account regardless of entity type.
What happens after I sign up?+
You'll get access to your dashboard right away. We're rolling out live business credit score tracking and the guided build-credit path next — your account will be ready the moment those features ship.
Ready to see where your business stands?
Start your free trial and get your business credit picture in minutes — plans start at $19/month, no personal guarantee, no long-term contract.
Start your free trial